Review & Optimise Your Financial Portfolio Today
Healthcare | Life Insurance | Investment | Retirement
If you want honest advice on any of the following matters, then fill in the contact form to get in touch with me.
- Use quantitative techniques to perform a comprehensive financial health check to identify potential areas of vulnerability and to eliminate exposure to unnecessary risk
- Use the most affordable insurance solutions to leverage for the maximal amount of coverage that you need
- Personalised wealth planning to achieve a fulfilling retirement lifestyle
While I provide fee-based advisory services only, I do not charge for the first consultation.
Trusted by Professionals Worldwide
I help motivated individuals take charge of their finances and plan for a fulfilling retirement lifestyle.
Client's Reviews →
Zhe Liang identifies cost efficient products that are suitable for my needs, keeps me updated on the progress, and communicates information clearly to ensure that expectations are set and met. I would definitely recommend his services to anyone who needs a financial advisor.
- Jerina Loh
Regional Project ManagerZhe Liang is very conscientious, provides great advice and doesn't try to upsell or make you purchase more products than necessary. What I also really appreciate about him is that he takes the time and is able to explain the terms and policies in detail.
- Richard
LawyerZhe Liang is sincere, extremely knowledgeable, and most of all candid about his views on insurance policies (no hard-selling here!). I wholeheartedly recommend Zhe Liang's services.
- Loh Yin Shan
Assistant DirectorSchedule a Meeting to get
Conflict-Free Advice Now
I work with over 150 business partners to provide you with effective and affordable conflict-free solutions.
Why Fee-BasedPURPOSE
I used to work for one of the largest tied Agency Force in Singapore. By and large, my remuneration comes solely in the form of commission paid by the insurer. To clarify, this means that the more policies I sell, the more commission the insurer pays me. As much as I strive to provide responsible financial advice to my clients, my KPI is still solely based on the number of policies sold. As a result, there is inevitably a potential conflict of interest – am I acting in the insurer’s or in your best interest?
After knowing what an insurer wants and what a client needs, I decided to become a fee-based Financial Advisor at an Independent Financial Advisory firm. Consequently, you are the one who sets and pays my salary now. In other words, my KPI is no longer sales-driven. Instead, I’m able to focus on providing you with honest advice that acts in your best interest only. After all, financial planning is never about buying insurance policies alone. By and large, it is more about how to manage money wisely to help you to achieve your goals in a way such that you can lead a fulfilling and meaningful life.
