PZL Blog | Singapore
Insurance Authority & CPF Insights
I replace sales pitches with mathematical certainty.
I’m Zhe Liang (PZL) – a Fee-Based Financial Adviser and Dad obsessed with clarity. I write and speak on the logic behind money, translating complex CPF and insurance policies into robust retirement frameworks.
My goal: to help you make financial decisions with absolute confidence.
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Crafted for thoughtful readers who appreciate clarity and unbiased information. No spam, just value.
How to make Lasting Power of Attorney (LPA) Singapore
Altogether, there are five steps to make a lasting power of attorney in Singapore. Find out how to make a valid LPA in this post.
What is a Participating Whole Life Insurance Singapore
A participating whole life insurance policy provides you with an insurance coverage and a surrender cash value. Learn more in this post.
LIA Changes to Policy Illustration Illustrated Investment Rate of Return (IIRR)
Learn about the LIA’s changes to the Illustrated Investment Rate of Return (IIRR) for participating life insurance policies in Singapore.
What is Lasting Power of Attorney (LPA) Singapore
A Lasting Power of Attorney or an LPA allows you to appoint a trusted donee to act on your behalf if you lose mental capacity.
Insurance Policy Loan Singapore: How does it work
Learn how insurance policy loans work in Singapore, including types, interest rates, repayment, and when to consider this option.
Types of Term Insurance Policies in Singapore
Understand the types of term insurance policies available in the market to help you make informed decision for your insurance portfolio.
What is Discount off the Regulated Tariff Plan in Open Electricity Market Singapore
Understand more about a discount off the regulated tariff plan in the open electricity market. Enjoy a fixed discount all the time!
What is Fixed Price Plan in Open Electricity Market Singapore
Understand more about a fixed price plan in the open electricity market. Overall, you will pay the same electricity rate to that end.