PZL Blog | Singapore
Insurance Authority & CPF Insights
I replace sales pitches with mathematical certainty.
I’m Zhe Liang (PZL) – a Fee-Based Financial Adviser and Dad obsessed with clarity. I write and speak on the logic behind money, translating complex CPF and insurance policies into robust retirement frameworks.
My goal: to help you make financial decisions with absolute confidence.
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Crafted for thoughtful readers who appreciate clarity and unbiased information. No spam, just value.
What is a Term Insurance Policy
A complete guide to term life insurance for Singaporeans. Learn what it is, how it works, trade-offs to consider, and who it is suitable for.
KrisFlyer UOB Card Review Singapore
KrisFlyer UOB awards up to 3 miles per dollar for your spending. With no spending cap, this card is an excellent choice for large purchases.
CPF Matched Retirement Savings Scheme (MRSS): Everything You Need to Know
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Learn how the CPF Matched Retirement Savings Scheme (MRSS) provides government matching grants to boost your retirement savings.
What is Integrated Shield Plan Singapore
Complete guide to Integrated Shield Plans in Singapore. Learn about coverage, limitations, and how they work with MediShield Life.
CPF Matched MediSave Scheme (MMSS): Everything You Need to Know
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Complete guide to the CPF Matched MediSave Scheme (MMSS). Learn eligibility, benefits, and how to receive up to $5,000 matching grants.
Changes to MediShield Life Singapore from April 2025
The 2024 MediShield Life Review enhances our national basic health insurance scheme in more than 10 ways. Here is what you need to know.
CPF MediSave Top-Up: Everything You Need to Know
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CPF MediSave Top-Up lets you earn high risk-free interest, enjoy tax relief, and build a strong medical safety net for retirement.
What is MediShield Life Singapore
MediShield Life is a basic health insurance plan that offers lifelong, universal, and affordable protection for all Singaporeans and PRs.