PZL Blog | Singapore
Insurance Authority & CPF Insights
Category: Investment
Taking calculated risk is vastly different from taking unnecessary risk. This is fundamentally important when investing your hard-earned money.
Ordinary annuity and annuity due refers to regular payments made or received over a period of time. Learn how to apply it in real life today.
Time value of money states that for the same amount of money, it is worth more today than it will be in the future. Find out why today.
Learn about the LIA’s changes to the Illustrated Investment Rate of Return (IIRR) for participating life insurance policies in Singapore.
Differentiate between the illustrated investment rate of return and the actual returns that you receive for your participating policy.
A detailed explanation with illustrations on lump sum investing vs dollar cost averaging. Eventually, it depends on three key questions.
Value averaging attempts to replicate the investment idea of “buy low, sell high”. But how well does this strategy works in reality?
Dollar cost averaging reduces the price risk associated with an investment portfolio. However, it is not foolproof. Find out the truth now.
Understand what is smoothing of bonuses in a participating policy and how it creates stability in your insurance policy’s returns over time.
Learn more about reversionary bonus and terminal bonus to understand how it affects your participating policy’s cash value in due time.
Many insurance policies invest the policyholder’s premium via a participating fund. Find out what is a participating fund and its risk.