PZL Blog | Singapore
Insurance Authority & CPF Insights
I replace sales pitches with mathematical certainty.
I’m Zhe Liang (PZL) – a Fee-Based Financial Adviser and Dad obsessed with clarity. I write and speak on the logic behind money, translating complex CPF and insurance policies into robust retirement frameworks.
My goal: to help you make financial decisions with absolute confidence.
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Crafted for thoughtful readers who appreciate clarity and unbiased information. No spam, just value.
What is Value Averaging in Investment
Value averaging attempts to replicate the investment idea of “buy low, sell high”. But how well does this strategy works in reality?
What is CPF Nomination Singapore
Find out what is CPF Nomination and how it works in Singapore. Do you know that your CPF monies cannot be distributed through a Will?
Dollar Cost Averaging Singapore: Does it really work?
Dollar cost averaging reduces the price risk associated with an investment portfolio. However, it is not foolproof. Find out the truth now.
Open Electricity Market (OEM) in Singapore
Understand the Open Electricity Market in Singapore to find out whether to make a switch, and which plan you should switch to today.
The Probate Process on Dying with a Will in Singapore
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We will apply the probate process when you pass away with a valid will. This speeds up the time required to realise your estate.
AIA Vitality Singapore: A Health Wellness Programme
AIA Vitality is one of the most comprehensive wellness programmes in Singapore. Find out how it benefits you in the long run.
3 Types of Insurance Policies in Singapore
Overall, there are three types of insurance policies in Singapore. Understand each type to help you make the right financial decision.
What is a Will Singapore
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Find out what is a Will and the basics on how it works in Singapore. Moreover, I answer a FAQ on whether you should write one today.