Insurance Authority & CPF Insights
Financial literacy is important as it teaches us the value on using our money wisely. For that reason, I share my views on finance and money matters.

A beginner’s guide to creating a monthly budget. This works best for fresh graduates, or anyone who is serious about saving money.

Learn about the LIA’s changes to the Illustrated Investment Rate of Return (IIRR) for participating life insurance policies in Singapore.

Understand more about a discount off the regulated tariff plan in the open electricity market. Enjoy a fixed discount all the time!

Understand more about a fixed price plan in the open electricity market. Overall, you will pay the same electricity rate to that end.

Differentiate between the illustrated investment rate of return and the actual returns that you receive for your participating policy.

Be it cashback, miles, or reward points, learn the basics of how credit card rewards work and how to use them to optimise your spending.

A detailed explanation with illustrations on lump sum investing vs dollar cost averaging. Eventually, it depends on three key questions.

Compound interest can lead to exponential growth! Hence, let’s find out what this means, and how to use it to your advantage today.

Everything that you need to look out for when choosing the right electricity retailer in Singapore. Make the right decision today.

Simple interest is used when you compute the compensation due on the principal only. Find out what this means and how it works in Singapore.