Category: Finance

Financial literacy is important as it teaches us the value on using our money wisely. For that reason, I share my views on finance and money matters.

  • How to create a Monthly Budget

    A beginner’s guide to creating a monthly budget. This works best for fresh graduates, or anyone who is serious about saving money.

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  • LIA Changes to Policy Illustration Illustrated Investment Rate of Return (IIRR)

    Learn about the LIA’s changes to the Illustrated Investment Rate of Return (IIRR) for participating life insurance policies in Singapore.

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  • What is Discount off the Regulated Tariff Plan in Open Electricity Market Singapore

    Understand more about a discount off the regulated tariff plan in the open electricity market. Enjoy a fixed discount all the time!

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  • What is Fixed Price Plan in Open Electricity Market Singapore

    Understand more about a fixed price plan in the open electricity market. Overall, you will pay the same electricity rate to that end.

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  • Illustrated Investment Rate of Return (IIRR) for a Participating Policy Singapore

    Differentiate between the illustrated investment rate of return and the actual returns that you receive for your participating policy.

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  • How do Credit Card Rewards Work Singapore

    Be it cashback, miles, or reward points, learn the basics of how credit card rewards work and how to use them to optimise your spending.

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  • Lump Sum Investing vs Dollar Cost Averaging (DCA): Which is Better?

    A detailed explanation with illustrations on lump sum investing vs dollar cost averaging. Eventually, it depends on three key questions.

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  • What is Compound Interest

    Compound interest can lead to exponential growth! Hence, let’s find out what this means, and how to use it to your advantage today.

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  • What to look out for when choosing an Electricity Retailer in Singapore

    Everything that you need to look out for when choosing the right electricity retailer in Singapore. Make the right decision today.

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  • What is Simple Interest

    Simple interest is used when you compute the compensation due on the principal only. Find out what this means and how it works in Singapore.

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