Insurance Authority & CPF Insights
Financial literacy is important as it teaches us the value on using our money wisely. For that reason, I share my views on finance and money matters.

Value averaging attempts to replicate the investment idea of “buy low, sell high”. But how well does this strategy works in reality?

Dollar cost averaging reduces the price risk associated with an investment portfolio. However, it is not foolproof. Find out the truth now.

Understand the Open Electricity Market in Singapore to find out whether to make a switch, and which plan you should switch to today.

Understand what is smoothing of bonuses in a participating policy and how it creates stability in your insurance policy’s returns over time.

Learn more about reversionary bonus and terminal bonus to understand how it affects your participating policy’s cash value in due time.

Many insurance policies invest the policyholder’s premium via a participating fund. Find out what is a participating fund and its risk.

Every financial instrument carries a set of investment risk. Here are nine investment risks that every investor must know!

Understanding your cash flow is more important than knowing how to earn money. Ultimately, it is what you keep that matters.

Ohm Energy exited the retail electricity market on 15 October 2021. Here’s what you need to know about their departure and your next steps.