PZL Blog | Singapore
Insurance Authority & CPF Insights
I replace sales pitches with mathematical certainty.
I’m Zhe Liang (PZL) – a Fee-Based Financial Adviser and Dad obsessed with clarity. I write and speak on the logic behind money, translating complex CPF and insurance policies into robust retirement frameworks.
My goal: to help you make financial decisions with absolute confidence.
As Seen In:
Get exclusive insights on insurance and finance in your inbox!
Crafted for thoughtful readers who appreciate clarity and unbiased information. No spam, just value.
CPF MediSave Top-Up: Everything You Need to Know
•
CPF MediSave Top-Up lets you earn high risk-free interest, enjoy tax relief, and build a strong medical safety net for retirement.
What is MediShield Life Singapore
MediShield Life is a basic health insurance plan that offers lifelong, universal, and affordable protection for all Singaporeans and PRs.
CPF Retirement Sum Topping-Up Scheme (RSTU): Everything You Need to Know
•
CPF Retirement Sum Topping-Up Scheme (RSTU) lets you earn high risk-free interest, enjoy tax relief, and higher lifelong retirement income.
Chocolate Finance Singapore: Earn up to 2% p.a. without any Lock-In
Learn about Chocolate Finance in Singapore, offering up to 2% p.a. returns with no lock-in. Discover how to make your spare cash work for you.
Integrated Shield Plan Rider Changes Singapore: What You Need to Know
Learn the three major changes to the Integrated Shield Plan Riders that will take place from April 2026. Review your health insurance today!
Income Insurance Care Secure Pro Singapore: Get Insured Across Different Stages of Disability
Income Insurance Care Secure Pro is a long-term care insurance policy that provides comprehensive coverage from mild to severe disability.
CareShield Life Changes Singapore: Necessary Changes amid Rising Cost
Here are all the changes that will take place in 2026 for our nation’s severe disability insurance scheme, CareShield Life.
CareShield Life Singapore: Everyone’s Basic Disability Income Insurance
Learn about our nation’s latest severe disability income insurance scheme, CareShield Life, and how it supports of your long-term care needs.