PZL Blog | Singapore
Insurance Authority & CPF Insights
I replace sales pitches with mathematical certainty.
I’m Zhe Liang (PZL) – a Fee-Based Financial Adviser and Dad obsessed with clarity. I write and speak on the logic behind money, translating complex CPF and insurance policies into robust retirement frameworks.
My goal: to help you make financial decisions with absolute confidence.
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Crafted for thoughtful readers who appreciate clarity and unbiased information. No spam, just value.
Activities of Daily Living (ADLs) Singapore
Many insurance policies use Activities of Daily Living (ADLs) as one of the key criteria to determine whether a claim is admissible.
StarHub Giga Review Singapore: Giga-tastic Value with Two Major Flaws
Learn about my experience with Giga and how I’m able to save over $400 by making the switch. Use referral code er4cri to start saving today.
Senoko Energy Review Singapore: More than just Great Electricity Rates
Learn about my experience with Senoko Energy and why you should choose them as your open electricity market retailer. Referral Code: LFSBFXNC
DBS yuu Card Review Singapore: Unbeatable Cash Rebates for Your Spending
The DBS yuu card is currently one of my favourite reward points credit card where I can earn up to 18% cash rebates for my spending.
Singlife Account Singapore: Earn up to 3% p.a. without any Lock-In
Discover the Singlife Account in Singapore, offering up to 3% p.a. interest with no lock-in. Learn how to start earning your returns today.
How to Maximise Credit Card Rewards Singapore: 2025 Edition
Based on my spending pattern, I share how I pick the right credit card to maximise the credit card rewards for my day to day spending.
Which Credit Cards do I have Singapore: 2025 Edition
Find out the main benefits and cost to the seven credit cards that I am holding onto in 2024 and why I use them specifically.
Total Cost for Public Health Insurance Singapore
I calculated the average cost for public health insurance at each life stage to help you make a more informed decision in the long term.